Underwriting·Analysis
Putting LLMs to Work in Homeowners Underwriting
Early or full LLM adoption among insurers jumped from 18% to 63% in a single year. Where the technology actually earns its keep — intake triage, inspection synthesis, guideline navigation — and the governance regulators expect.
Analysis•June 10, 2026
Policy Forms & Coverage·Analysis
Drafting Water Damage Provisions That Survive a Florida Courtroom
Florida courts construe ambiguity against the drafter, and the case law shows exactly where forms fail: selective anti-concurrent causation language, the 14-day seepage trap, and endorsements that drift from the base form.
Analysis•June 10, 2026
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