Washington Insurance Regulations

Verified Washington guides for attorneys, underwriters, and claims adjusters, with citations to the controlling statutes.

Claims·Analysis

Washington's Insurance Fair Conduct Act: How the State's Treble Damages Claims Law Works

IFCA lets first-party claimants recover treble damages and fees for unreasonable denials, layered on WAC 284-30 deadlines, per se CPA liability, and the Cedell privilege presumption. Treat every 20-day notice as a fire alarm.

Analysis•June 11, 2026

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