Texas Insurance Regulations

Claims·Analysis

TDI's Proposed Appraisal Rules: New 28 TAC §§5.9800 to 5.9806 Would Set Deadlines, Qualifications, and Umpire Safeguards for Texas Home and Auto Claims

TDI's proposed rules implement SB 458: unilateral appraisal demands, a 240-day residential clock, appraiser credentials, and a one-year demand deadline, applying to policies issued or renewed on or after September 1, 2026.

Analysis•June 11, 2026